VerifyMe API
  • Welcome
  • general
    • Getting Started
    • Introduction
    • Authentication
    • About Verifications
  • Identity verifications
    • Bank Verification Number (BVN)
    • Corporate Affairs Commission
    • Drivers License
    • Identity Biometrics
    • BVN Identity Matching
    • Virtual NIN (vNIN)
    • National Identification Number(NIN)
    • Tax Identification Number
    • Voters Card
  • Address Verification
  • Submit Address Verification
  • Get Address Verification By ID
  • Get Address Verifications
  • Cancel Address Verification
  • Fetch an Address By Identity
  • Business Verification
    • Submit Business Verification
    • Get Business Verification By ID
    • Get Business Verifications
    • Cancel Business Verification
  • Guarantor Verification
    • Submit Guarantor Verification
    • Get Guarantor Verifications
    • Get Guarantor Verification By ID
    • Cancel Guarantor Verification
  • employment Verification
    • Submit Employment History Verification
    • Get Employment History Verifications
    • Get Employment History Verification By ID
    • Cancel Employment History Verification
  • Property Verification
    • Submit Property Verification
  • Liveness Verification
  • LOCATION
    • Get Countries
    • Get Country By ID
    • Get State By ID
    • Get State For Country
    • Get Lga By Country
    • Get Lga By State
    • Get Lga By ID
  • Bank
    • Get Banks
    • Get Account Details
  • BVN NUBAN
    • Get Nuban Banks
    • Get BVN details by NUBAN
  • webhooks
    • About Webhooks
    • Verified Address
    • Verified Guarantor
    • Verified Employment History
    • Verified Property
  • Product statuses
  • Error Status Codes
  • Glossary
  • Widget Services
    • VerifyMe Liveness Widget
    • Requery Liveness Verification
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  1. general

About Verifications

PreviousAuthenticationNextBank Verification Number (BVN)

Last updated 3 years ago

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Risk Levels

Some of our verifications might require the to be verified. But we understand that these may not be necessary for your use case.

To solve this we introduced risk levels that are specific for each organization on our platform. These help us determine how strict our system should verify the data provided. They are set by our customer service while enabling an organization for API access.

They are:

Risk Level

Description

NONE

This implies that no form of identity verification should be done on applicants

LOW

This implies that only the last name of the applicant would be verified

MEDIUM

This implies that the last name and first name of the applicant would be verified

HIGH

This implies the first name, last name, and date of birth would be verified

The optional fields for each request are dependent on what threshold your account is set on ie If a particular threshold is selected and the fields required are not provided then the verification will throw an error.

Eg: A company "Z" registers an account with a MEDIUM risk level. if Z wants to make an address verification request and the request does not contain the firstname or lastname fields for the applicant, then Z's API request would return an error.

The minimum risk levels for each of our verifications are:

Verification

Minimum Risk Level

Address Verifications

LOW

Guarantor Verifications

LOW

Identity Payload Type

This simply refers to the number of data sets returned for identity verifications (National ID number). We have 2 types:

  • FULL - When this is enabled for your account, You get access to the full NIN data sets.

  • HALF - When this is enabled for your account, You get access to lesser NIN data sets.

applicant's Identity